All rights reserved. No part of this publication can be stored, transmitted, reproduced or copied in any form or by any means, electronic, photocopying, mechanical or otherwise without the prior permission of the author.

No financial advice of any description is offered or deemed to have been provided during the text of this book.

Copyright© Keith Churchouse 2009

Keith Churchouse asserts the moral right to be identified as the author of this Work in accordance with the Copyright, Design and Patents Act 1988.

Publisher: Churchouse Consultants LLP

ISBN 978-0-9564325-0-6

or E-reader
ISBN 978-0-9564325-1-3

Some of the names, titles, sequencing, areas and dates have been amended to ensure that this work portrays a personal experience rather than those of individuals or companies. Any similarity to individual or companies is purely coincidental. This book is also an expression of the personal opinion of the author on his journey through his work in financial services.

A donation will be made to the charity ‘Spina Bifida, Hydrocephalus, Information, Networking, Equality - SHINE’ for each book sold. Registered Charity No: 249338. www.shinecharity.org.uk